Renewals
Don't just sign whatever your lender sends. We review your renewal against the wider market and your goals before you commit to another term.
Already own a home?
Your mortgage should keep working for you.
Renewals, refinancing and new opportunities, approached as part of one long-term strategy rather than one-off transactions.
How I help homeowners
Common moments where strategy matters.
Refinance
Access equity, change your term, restructure debt or improve how your mortgage is set up when it makes sense for you.
Debt consolidation
Where appropriate, refinancing can roll higher-interest debt into your mortgage to simplify payments and reduce interest costs.
Second home
Strategies for financing a cottage, vacation property or a home for family while protecting your overall position.
Investment property
Financing for rental and investment properties, structured with cash flow and long-term growth in mind.
Renovations
Options to fund renovations and major improvements, from refinancing to purchase plus improvements.
Porting your mortgage
Moving? Porting may let you take your existing rate and terms to a new property. We'll see whether it's your best move.
Rate & term review
Not sure your current mortgage still fits? A review shows whether a change could help, or whether staying put is the right call.
Life changes
Separation, a growing family or a new income situation can all change what your mortgage should look like. Let's plan around it.
OWNwell · Included for my clients
The mortgage doesn't end when the transaction closes.
I invest in OWNwell for my clients so they can keep a pulse on their home and mortgage over time. Already own a home? You can sign up too. I call it “Rate Insurance”: staying informed so an opportunity to improve your position doesn't pass you by.
Join OWNwellTrack your home value
Keep an eye on a key part of your financial picture.
See your mortgage in detail
Follow your balance, payments and total interest paid.
Stay alert to opportunities
Compare your rate and mortgage against current market options so you know when it may be worth a conversation.
Talk to Pete
Renewal coming up? Let's look first.
A short call is all it takes to see where you stand and what makes sense next. No pressure, just clarity.